eLend gave ne the best rate I could find, and considering everything was done electronically, it went pretty well. Closing costs were minimal. Communication was sometimes an issue, and the appraisal almost became a major problem, as all lenders now use go-between companies to hire appraisers. This took longer than it should have, partly because I rejected a particularly expensive appraisal offer of $1950.00. I ended up paying $750.00, but it delayed closing by a week.
All in all I'd use them again, if they offered the best rate again. I thought that some of the documentation requires was over the top, but that could well have been the case with any finance company.
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